Terms and Conditions

Last Updated: July 6, 2025

Welcome to uetni.xyz! These Terms and Conditions (“Terms”) govern your use of our website and services. By accessing or using uetni.xyz, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our website.

Acceptance of Terms

By accessing and using uetni.xyz, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. These Terms apply to all visitors, users, and others who access or use our website.

Our Services and Disclaimer

uetni.xyz provides educational content, unbiased information, and guidance related to insurance and financial literacy. Our goal is to empower you with knowledge to make informed decisions.

Important Disclaimer:

  • Not Financial or Legal Advice: The content on uetni.xyz is for informational and educational purposes only. It is not intended to be, and should not be construed as, financial, insurance, tax, or legal advice. Always consult with a qualified professional (e.g., a certified financial planner, insurance agent, lawyer, or tax advisor) before making any financial or insurance decisions.
  • No Sales or Recommendations: uetni.xyz does not sell insurance products, nor do we endorse or recommend specific insurance companies or policies. Our content is unbiased and designed to help you understand options, not to steer you towards a particular product or provider.
  • Accuracy of Information: While we strive to provide accurate and up-to-date information, the insurance landscape is constantly evolving. We do not guarantee the completeness, reliability, or accuracy of any information on our website. You acknowledge that any reliance on the material on this website is at your own risk.

User Conduct

When using uetni.xyz, you agree to:

  • Use the website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else’s use and enjoyment of the website.
  • Not post or transmit any material that is defamatory, offensive, or otherwise objectionable, or that infringes the intellectual property rights of others.
  • Not engage in any activity that could harm, disable, overburden, or impair the website or interfere with any other party’s use of the website.
  • Not attempt to gain unauthorized access to any portion or feature of the website, or any other systems or networks connected to the website or to any uetni.xyz server.

Intellectual Property

All content on uetni.xyz, including but not limited to text, graphics, logos, images, audio clips, digital downloads, and data compilations, is the property of uetni.xyz or its content suppliers and is protected by international copyright laws. The compilation of all content on this site is the exclusive property of uetni.xyz and protected by international copyright laws.

You may not reproduce, duplicate, copy, sell, resell, or exploit any portion of the website, use of the website, or access to the website without express written permission from us.

Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by uetni.xyz. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that uetni.xyz shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

Termination

We may terminate or suspend your access to our website immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Limitation of Liability

In no event shall uetni.xyz, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the website; (ii) any conduct or content of any third party on the website; (iii) any content obtained from the website; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction where uetni.xyz is incorporated, without regard to its conflict of law provisions. Any dispute arising out of or in connection with these Terms, including any question regarding its existence, validity, or termination, shall be referred to and finally resolved by the competent courts in the city of incorporation of uetni.xyz.

Changes to These Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our website after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the website.

Contact Us

If you have any questions about these Terms, please contact us:

  • By Email: contact@uetni.xyz
  • Through Our Website: Contact Us

Disclaimer: This Terms and Conditions template is provided for informational purposes only and does not constitute legal advice. It is highly recommended that you consult with a legal professional to ensure your Terms and Conditions fully comply with all applicable laws and regulations relevant to your specific operations and target audience.